Creating a successful investment portfolio
Helping put your money to work while managing riskBuilding an investment portfolio can seem daunting at first, particularly for those taking their first steps into the world of investing. With countless funds, markets and strategies to choose from, it is easy to feel overwhelmed. However, creating a successful portfolio does not need to be complicated. […]
Building retirement wealth
Creating the financial foundations for the retirement you wantOne of the most important factors in achieving a comfortable retirement is building sufficient wealth during your working years. While retirement may seem distant when you are focused on career progression, family commitments and day-to-day financial responsibilities, the actions you take today can have a profound impact […]
Over £31.1 billion of pension assets held in lost pots
Why bringing your pensions together could simplify your retirementIn today’s working world, it is increasingly common for people to change jobs multiple times throughout their careers. While each new role can bring fresh opportunities, it can also leave behind a collection of workplace pensions with different providers. Research shows that there are nearly 3.3 million […]
Beat the 2027 Inheritance Tax changes
Why a junior pension could be a smart family moveFor many families, passing wealth down to future generations has long been an important part of financial planning. However, with significant changes to Inheritance Tax (IHT) rules scheduled to take effect from April 2027, parents and grandparents across the UK are increasingly reviewing how to protect […]
Building financial security across three generations
Ensure your financial plans support not only your future but also the generations that followIn an era of rising living costs, longer lifespans and increasing tax pressures, many UK families are beginning to think beyond their own financial future. Increasingly, the focus is shifting towards building long-term financial security that can benefit children, grandchildren and […]
Breaking the silence: Tackling Britain’s money taboo
Why talking about money boosts wellbeing, relationships, and financial futuresWe happily discuss our health, our relationships, and even our most embarrassing mistakes with friends and family. Yet when the topic turns to personal finances, the room often falls silent. Money remains one of the last great taboos in British society. As household budgets stretch and […]
Breaking the silence: Tackling Britain’s money taboo
Why talking about money boosts wellbeing, relationships, and financial futuresWe happily discuss our health, our relationships, and even our most embarrassing mistakes with friends and family. Yet when the topic turns to personal finances, the room often falls silent. Money remains one of the last great taboos in British society. As household budgets stretch and […]
Your health could be the key to a larger pension
Maximise your pension by sharing your health storyMany UK adults approaching retirement may be missing out on thousands of pounds due to misunderstandings about how their health affects their pension options. Research shows that two in five adults over 50 are unaware that common medical conditions could significantly increase their retirement income[1]. Despite the potential […]
A gradual approach to entering the financial markets
Significantly reducing the overall risk profile of your investment portfolioThere may come a time in your life when you find yourself in the fortunate position of receiving a significant sum of money. This substantial capital could materialise from a variety of sources, such as a matured long-term savings or investment plan, the lucrative sale of […]
Investment decision-making process
Varying degrees of tolerance for different types of financial exposureThe question of how much investment risk an investor should take has a variety of answers. It is entirely contingent on your unique circumstances, financial objectives and personal comfort zone when it comes to risk. Some individuals are naturally more at ease with uncertainty, whilst others […]